When it rains it pours

Can I just say, I told me so? Wednesday we called the plumber to come fix the leak under our kitchen sink. We found out we had a leak in the wall between our kitchen and bathroom. After Nick had to cut a hole in the wall and the cabinet, we found that the leak had ruined the sub-floor under the cabinets and in the bathroom So, we had to bust up the slate tile (we just put down about two years ago) and bust the ceramic tile up to fix the leak and replace the sheet rock. The ceramic tile was that original 1960's powder blue so no big loss there but we really weren't at a place in life to be able to do a remodeling job on our kitchen and bathroom. We also have to replace the cabinets. We were going to go ghetto and just replace the bottom cabinets but after talking to the cabinet guy we decided we might as well replace all of them. I know what you are thinking. Your insurance will pay for that. Guess again. The lovely people at Cotton State Insurance company denied the claim because it wasn't a "sudden accidental" leak. I explained that the leak that lead us to find the major leak was "sudden accidental" . I have gotten nowhere so far. We thought we would be moved out of this house by the time we have our next child but the way things are going why would we want to leave? We will have a new kitchen and bathroom. Dave Ramsey has ruined my life!! It just seems like ever since we took that class everything around us is crumbling. Dave, I don't think a $1000.00 emergency fund is going to fix this one, buddy. I am beginning to agree with my husband. It is easy for Dave to sit and judge when he is getting rich off me. How ironic is it that we pay money, money that we apparently don't have, to have some guy tell us how to save money? Tonight is the first night we have stayed here since Wednesday. Gabby must have missed her bed because she went right to sleep when Nick put her to bed. So, please pray for us. It is very stressful to be living in a construction site. It really test your marriage. Maybe that is what I will do. Write a book titled," Survive This, Survive a Marriage". Kind of a workbook type deal filled with scenarios. Example: You just brought your child home from the hospital to find your washer and dryer are broken. What do you do? You sit down to email pictures of your new baby and realize your computer has 12 viruses. Your husband gets in his truck to go buy a new washer and dryer and software to fix the viruses and his check engine light comes on and you find out it is something major. What do you do. Your husband works full-time and goes to school and you are fixing to go back to school, when you realize your "dripping" faucet is a mask to a wall full of soaked drywall and ruined floor. What do you do? I think I would prevent a lot of divorces because couples wouldn't survive my workbook and never get married. I hope I don't sound too negative. :) Lori, sorry for dissin' your man, Dave.